What's the best way to deposit large amounts?

Wires

Wire deposits allow you to deposit large amounts of USD at a time. Wires typically take 1-2 days to process and the funds are usually available immediately for trading and withdrawing once they have posted to an account.  

Direct Deposits

Direct deposits from your bank allow you to transfer thousands of dollars at a time. Your bank will send one or two small test deposits to your CoinZoom account and then withdraw them. Direct deposits take several days to post and the funds are available immediately for sending, spending, trading and withdrawing. 

Crypto Transfers

Crypto transactions are used to send large amounts of crypto currencies from external wallets to your CoinZoom account. There is no limit on the size of a crypto transfer into your account. These funds are posted in real-time and are available immediately for sending, spending, trading, and withdrawing. 


Black card holders can deposit up to $10,000 with ACH bank deposits or with a debit card.


What's the best way to deposit small amounts?

Apple Pay and Google Pay allow you to deposit $500 for Select card holders and $10,000 for Black card holders.  


Debit cards can make deposits of between $500 and $10,000, depending on the card level


CoinZoom Cash lets you deposit USD at participating stores in the United States. Depending on the store, you can deposit up to $999. 


Are my funds immediately available?

Wires, direct deposit, CoinZoom Cash, and crypto transfers are all available to withdraw as soon as the funds are posted.


Other methods have withdrawal hold periods that allow you to trade crypto, but not send it out of your wallet until the hold expires. See this chart for details


Are there any deposit limits?

Some deposit methods have limits built in, usually based on limits from our financial partners. 


How long does it take to post my funds? 

CoinZoom Cash and crypto transfers are immediately posted to your account. Other methods take a few days. See this chart for details.