This article explains the available funding methods for your CoinZoom account, including deposit limits, processing times, and fund availability.

Best Ways to Deposit Large Amounts

Wires

Wire deposits allow large USD transfers. Wires typically take 5–7 business days to process, and funds are usually available immediately for trading and withdrawing once posted to your account.

Direct Deposits

Direct deposits from your bank allow transfers of thousands of dollars at a time. Your bank will send one or two small test deposits to your CoinZoom account and then withdraw them. Direct deposits take several days to post, and funds are available immediately for sending, spending, trading, and withdrawing.

Crypto Transfers

You can send unlimited amounts of cryptocurrency from external wallets to your CoinZoom account. These funds post in real time and are available immediately for sending, spending, trading, and withdrawing.


Black cardholders can deposit up to $10,000 with ACH bank deposits or a debit card.

Best Ways to Deposit Small Amounts

Apple Pay and Google Pay

Select cardholders can deposit up to $500, and Black cardholders can deposit up to $10,000.

Debit Cards

Debit card deposit limits range from $500 to $10,000, depending on your card level.

CoinZoom Cash

Deposit USD at participating stores in the United States. Depending on the store, you can deposit up to $999.

Fund Availability

Wires, direct deposits, CoinZoom Cash, and crypto transfers are available to withdraw as soon as they are posted to your account.


Other methods may have withdrawal hold periods. During this time, you can trade cryptocurrency but cannot send it out of your wallet until the hold expires. See the deposit hold chart for details.

Deposit Limits

Some deposit methods have limits set by our financial partners. Check the limits for your chosen method before initiating a deposit.

Posting Times

CoinZoom Cash and crypto transfers are posted immediately. Other methods take longer; see the deposit times chart for details.