This article explains the available funding methods for your CoinZoom account, including deposit limits, processing times, and fund availability.
Best Ways to Deposit Large Amounts
Wires
Wire deposits allow large USD transfers. Wires typically take 5–7 business days to process, and funds are usually available immediately for trading and withdrawing once posted to your account.
Direct Deposits
Direct deposits from your bank allow transfers of thousands of dollars at a time. Your bank will send one or two small test deposits to your CoinZoom account and then withdraw them. Direct deposits take several days to post, and funds are available immediately for sending, spending, trading, and withdrawing.
Crypto Transfers
You can send unlimited amounts of cryptocurrency from external wallets to your CoinZoom account. These funds post in real time and are available immediately for sending, spending, trading, and withdrawing.
Black cardholders can deposit up to $10,000 with ACH bank deposits or a debit card.
Best Ways to Deposit Small Amounts
Apple Pay and Google Pay
Select cardholders can deposit up to $500, and Black cardholders can deposit up to $10,000.
Debit Cards
Debit card deposit limits range from $500 to $10,000, depending on your card level.
CoinZoom Cash
Deposit USD at participating stores in the United States. Depending on the store, you can deposit up to $999.
Fund Availability
Wires, direct deposits, CoinZoom Cash, and crypto transfers are available to withdraw as soon as they are posted to your account.
Other methods may have withdrawal hold periods. During this time, you can trade cryptocurrency but cannot send it out of your wallet until the hold expires. See the deposit hold chart for details.
Deposit Limits
Some deposit methods have limits set by our financial partners. Check the limits for your chosen method before initiating a deposit.
Posting Times
CoinZoom Cash and crypto transfers are posted immediately. Other methods take longer; see the deposit times chart for details.