There are many ways to deposit funds into your CoinZoom account. Each has their advantages. This chart compares what kinds of funds can be deposited with each method, any fees involved, how long they take to post to the account and the hold period before the funds can be withdrawn.


Current CoinZoom fees and maximum deposit amounts can be found on this page under the Deposit & Withdrawal Fees tab.


The Time to Post column indicates how long it normally takes for the deposit to settle between CoinZoom and the financial institution. The Hold Period column indicates the amount of time before funds can be withdrawn. You may still buy and sell on the exchange while the funds are on hold.

Wire Transfer

  • Currency: USD
  • Fees: Free
  • Time to post: up to 5 business days
  • Hold Period: 0 to 7 days
  • Non-US: Yes

Debit/Credit Card

  • Currency: USD
  • Fees: 1.99 per transaction
  • Time to post: Immediately
  • Hold Period: 0 to 7 days
  • Non-US: Yes

ACH Deposit

  • Currency: USD
  • Fees: Free
  • Time to post: 3 to 4 business days
  • Withdrawal limit: 7 to 21 days
  • Maximum Transaction Amount: $500- $10,000 based on prime levels
Note: ACH Deposits are currently unavailable.

CoinZoom Cash

  • Currency: USD
  • Fees: 5% with a minimum of $6
  • Time to post: Immediately
  • Hold Period: Up to 30 minutes
  • Non-US: No

Direct Deposit

  • Currency: USD
  • Fees: Free
Note: Direct deposits are currently unavailable.

ZoomMe

  • Currency: USD/Crypto
  • Fees: Free
  • Time to post: Immediately
  • Hold Period: None
  • Non-US: Yes

External Wallet

  • Currency: Crypto
  • Fees: Free
  • Time to post: Immediately
  • Hold Period: None
  • Non-US: Yes

Google Pay

  • Currency: USD
  • Fees: Free
  • Limit: One deposit per hour
Note: Google Pay is currently unavailable

Apple Pay

  • Currency: USD
  • Fees: Free
  • Limit: One deposit per hour
Note: Apple Pay is currently unavailable

Hold Period

The Hold Period is the time you must wait to withdraw funds you have recently deposited into your CoinZoom account. Until the hold on the funds has been released, you cannot withdraw them from CoinZoom, transfer them out of your account, or spend them using the CoinZoom Visa debit card.


You can see when a hold expires in the app by tapping USD, Withdrawal, and then Withdrawal Restrictions.

All holds are put in place to allow sufficient time to dispute potentially fraudulent transactions. The window for debit card disputes is determined by the financial institutions' policies and CoinZoom cannot change them.

Note: Fees listed as "Free" indicate CoinZoom does not charge any fees. Fees from your financial institution may still apply.