Note: The most current wiring instructions will always be found on the desktop site at: https://trade.coinzoom.com/portfolio/deposit. The information listed on mobile apps may not always reflect the most up-to-date information because they take 48-72 hours to update, depending on the app store lag times. 


Wire transfers are often used to make large deposits in a secure and reliable way from your financial institution to CoinZoom. Wire transfers typically take 2-3 business days to complete and are initiated at your financial institution.


See this article comparing the different funding methods to understand posting and holding times. 


Instructions for US Banks

To set up a wire transfer originating from a bank within the United States:

  1. Collect the information from the Wire Deposit screen on the web page: https://trade.coinzoom.com/portfolio/deposit

    You must include all of the following items in your wire request as it currently shows on the desktop web page:

The recipient name: That's us.

The recipient's address: That's us, too.

Account number: This identifies the CoinZoom account number at our bank.

Routing number: This identifies the bank that CoinZoom uses to process wires. The SWIFT code is used only for banks outside the US. 

Reference number: This is the number that identifies your CoinZoom account. If it is omitted or wrong, we will not know where to send the money and the wire will be returned. 

Bank name: This is the name of CoinZoom's bank.

Bank address: This is the physical address of CoinZoom's bank. Sometimes the originating bank will change this to another address than what is on the CoinZoom screen, but it will not affect the transfer. 

  1. Send the information on the Wire Deposit Instructions screen to your financial institution where you want to initiate the transfer. Be sure to include the Reference number, which is your unique account identifier. 


Note: Your financial institution may charge you a fee for a wire transfer. 


Instructions for Banks Outside of the US

Wire transfers for banks residing outside of the United States have additional instructions to account for an intermediate bank that is used. 


You must include the following memo or special instructions (replace nnnnnnnnn and XXXXXX with the numbers on the screen):

CoinZoom, Inc.

4640 S. Holladay Village Plz. #206 

Salt Lake City, UT 84117

For CoinZoom Account: nnnnnnnnnn XXXXXX 


To set up a wire transfer:

  1. Collect the information from the Wire Deposit screen on the web page: https://trade.coinzoom.com/portfolio/deposit

    You must include all of the following items in your wire request as it currently shows on the desktop web page:

The recipient name: CoinZoom's bank name (the receiving bank).

The recipient's address: CoinZoom's bank address (the receiving bank).

Account number: This identifies the CoinZoom account number at our bank (the receiving bank).

SWIFT code: The SWIFT code is used for wires originating outside the US and identifies the bank that CoinZoom uses to process wires (intermediary bank). 

Bank name: The intermediary bank.

Bank address: The intermediary bank.

Special Instructions: This contains CoinZoom's information, including CoinZoom's address, CoinZoom account number and your account number (the green Reference Number).

Warning: We cannot accept any wires without the green reference number and the wire will be returned.


  1. Send the information on the Wire Deposit Instructions screen to your financial institution where you want to initiate the transfer. Be sure to include the Reference number, which is your unique account identifier.


International wire deposits do not require IBAN numbers.


Note: Your financial institution may charge you a fee for a wire transfer. 


Withdrawal Hold Times

Sometimes wire transfers have a temporary hold period that allows trading on those funds but not transfers out, as with a withdrawal. This is a protection to you to help avoid being victimized by scammers who persuade unsuspecting victims to fund their CoinZoom account with large sums and convince them to send crypto currency to the scammer. The hold times are based on multiple factors and will show in the app after the wire has been posted. 


Wires from 3rd Parties

We do not accept wires into your account from other people or organizations. The sender's name on the wire must match the name on the CoinZoom account. This means you cannot send a wire to your spouse's CoinZoom account if your spouse is not named on the account, as with a joint bank account (see below). 


Warning: Wires from 3rd parties will be sent back and the sender will be responsible for any fees the financial institution may charge. 3rd parties are defined as a name on an originating account that doesn't match the name on the receiving CoinZoom account. 


However, you can send a wire to your own CoinZoom account and ZoomMe the amount to your spouse's account after any withdrawal hold time expires.


Joint Accounts

If you have a joint bank account and want to send a wire to your own or your spouse's CoinZoom account, attach a copy of your joint bank statement showing:

  • Both names
  • Current address 
  • Account number (black out all but the last 4 digits)
  • Black out any other sensitive information
  • Include the wire's reference number
  • Send to support@coinzoom.com.


Corporate Accounts

Sending a wire to a corporate account requires a match between the sender's name and the CoinZoom account name. If they do not match, the wire will be returned. Any fees the financial institution charges for the return are the responsibility of the sender. 


Processing Times

Wire transfers take 2-3 days to arrive at CoinZoom and are posted to the account on the same or next business day. They are only posted on US business days.