Customers using their CoinZoom Visa Debit Card can receive Card Rewards Back for most purchases based on the number of ZOOM Tokens they own.


Card Rewards Back AmountMinimum number of ZOOM Tokens
Maximum Number of ZOOM Tokens
1%10,000.0037,499.99
2%37,500.0074,999.99
3%75,000.00149,999.99
4%150,000.00299,999.99
5%300,000.00


There are certain categories of purchases that do not qualify for Card Rewards Back. The most up-to-date list of excluded purchase types are on this web page: https://www.coinzoom.com/cards/ (scroll down to Terms and Conditions), which overrules any discrepancies below:


Merchant Category CodesDescription
6011ATM Transactions
4829, 6012, 6051, 6211, 7392, 7801, 9402Financial Institution Payments
5310 and 6513  Real Estate Agents and Managers
Purchases over $1,000 for a rolling 30-day period for MCC Codes 5310 and 5331Discount & Variety Stores.
5200Supply Warehouse 
5399General Merchandise or Convenience Food Stores
5411 and 5912Grocery Stores
5541Service Stations
5943
Office and School Supply Stores


The following types of transactions are excluded from the ZOOM Rewards program calculation: 

  • Transactions in digital wallets.
  • Digital banking services.
  • Crypto exchanges.
  • Stored value products.
  • Gift cards and money remittance services.

The list of qualified merchants is subject to change by CoinZoom at its sole discretion.

Purchases from Grocery Stores (MCC Code 5411) and Service Stations (5541) have a maximum number of rewards that can be paid out in a rolling 30-day period. Purchases from Grocery Stores (MCC Code 5411) totaling up to $1,000 for a rolling 30-day day period will receive the corresponding Card Rewards Back based on the number of ZOOM Tokens owned. Purchases from Grocery Stores (5411) that exceed the $1,000 limit in that rolling 30-day period will not receive the Card Rewards for those purchases greater than $1,000.


As an example: A customer uses their CoinZoom Visa Debit Card for grocery store purchases of $800.00 in a rolling 30-day day period and they own 325,000 ZOOM Tokens. They would receive a 5% Card Rewards Back on that $800.00.

WeekPurchase AmountRolling 30 Day TotalCard Rewards Back
1$200.00$200.005% of $200.00
2$200.00$400.005% of $200.00
3$200.00$600.005% of $200.00
4$200.00$800.005% of $200.00
5$200.00$800.005% of $200.00
6$200.00$800.005% of $200.00
7$200.00$800.005% of $200.00


If that same customer purchased $500.00 per week at their grocery store:


WeekPurchase AmountRolling 30 Day TotalCard Rewards Back
1$500.00$500.005% of $500.00
2$500.00$1,000.005% of $500.00
3$500.00$1,500.00None
4$500.00$2,000.00None
5$500.00$2,000.005% of $500.00
6$500.00$2,000.005% of $500.00
7$500.00$2,000.00None


Pharmacy (5912) or Service Station (5541) purchases totaling up to $1,000 for a rolling 30-day day period will receive the corresponding Card Rewards Back based on the number of ZOOM Tokens owned. Purchases that take the total Pharmacy (5912) purchases over $1,000 in that rolling 30-day period will not receive the Card Rewards Back for those Pharmacy (5912) purchases greater than $1,000. Take note that Pharmacy and Service Station purchases are calculated separately. The following scenarios would be the same if they were Service Station purchases instead of Pharmacy purchases.


A customer uses their CoinZoom Visa Debit Card for Pharmacy purchases of $800.00 in a rolling 30-day day period and they own 325,000 ZOOM Tokens. They would receive a 5% Card Rewards Back on that $800.00.


WeekPurchase AmountRolling 30 Day TotalCard Rewards Back
1$200.00$200.005% of $200.00
2$200.00$400.005% of $200.00
3$200.00$600.005% of $200.00
4$200.00$800.005% of $200.00
5$200.00$800.005% of $200.00
6$200.00$800.005% of $200.00
7$200.00$800.005% of $200.00


If that same customer purchased $1,000.00 per week at their pharmacy:


WeekPurchase AmountRolling 30 Day TotalCard Rewards Back
1$1,000.00$1,000.005% of $1,000.00
2$1,000.00$2,000.00None
3$1,000.00$3,000.00None
4$1,000.00$4,000.00None
5$1,000.00$4,000.005% of $1,000.00
6$1,000.00$4,000.00None
7$1,000.00$4,000.00None


Card Rewards are paid after CoinZoom Visa Debit Card purchases settle. Settlement usually happens the day after the purchase. 


Related Web Page: https://www.coinzoom.com/cards/ (scroll down to Terms and Conditions)