Customers using their CoinZoom Visa Crypto Debit card can receive rewards for most purchases based on their Prime level.


Prime LevelCard RewardsRequired ZOOM Tokens 
Non-Prime (Green)0.5%0
Silver1%10,000.00
Gold2%50,000.00
Diamond3%150,000.00
Black5%300,000.00


As long as you own the number of ZOOM tokens required for a level, you will receive rewards back to your CoinZoom account in the form of ZOOM tokens and are eligible for all the other Prime benefits for that level.


You can receive unlimited rewards for spending on most categories of purchases, such as fast food stores (5814), women's clothing stores (5621), airline tickets, auto parts stores (5533), electronics stores (5732), and many more. A few categories have limits or are excluded, as discussed below.


Limits

Rewards for the following codes are limited to the first $5,000 in purchases on a rolling 30-day calendar. 


Limited Merchant
Category Codes (MCC)
Description
5200Home Supply Warehouse Stores
5310Discount & Variety Stores (Wholesale clubs, Department and variety stores)
5331Variety Stores (Discount and Variety Stores)
5399Miscellaneous General Merchandise (Wholesale Clubs, Discount and Variety Stores)
5411Grocery Stores and Supermarkets
5541Service Stations
5912Drug Stores and Pharmacies
5943Office, School Supply and Stationery Stores


Examples

The limits on ordinary consumer purchases from grocery stores and gas stations are well above the amount a typical customer would spend in a month. Rewards for grocery store (MCC Code 5411) and service station (5541) purchases are limited to the first $5,000 in a rolling 30-day period. Purchases above $5,000 in a rolling 30-day period from these stores do not receive rewards.

Example 1

A customer at the Black Prime level who purchases $1,000 of groceries each week on their CoinZoom Crypto Debit card earns a reward of 5% ($50) back in crypto. In four weeks, the customer would have received $200 in crypto rewards on an accumulated $4,000 in purchases. The $5,000 limit has not been reached. 


WeekPurchase AmountRolling 30 Day TotalCrypto Rewards
1$1,000$1,000$50 (5% of $1,000)
2$1,000$2,000$50 (5% of $1,000)
3$1,000$3,000$50 (5% of $1,000)
4$1,000$4,000$50 (5% of $1,000)
5$1,000$4,000$50 (5% of $1,000)
6$1,000$4,000$50 (5% of $1,000)
7$1,000$4,000$50 (5% of $1,000)

Example 2

The same customer purchases $1,500 per week in groceries. In this case they receive 5% ($75) back in crypto rewards each week until the $5,000 limit is reached. The maximum reward is $250 in 30 rolling-calendar days.


WeekPurchase AmountRolling 30 Day TotalCrypto Rewards
1$1,500$1,500$75 (5% of $1,500)
2$1,500$3,000$75 (5% of $1,500)
3$1,500$4,500$75 (5% of $1,500)
4$1,500$6,000$25 (5% of $500)
5$1,500$6,000$25 (5% of $500)
6$1,500$6,000$25 (5% of $500)
7$1,500$6,000$25 (5% of $500)


Spend rewards are paid after CoinZoom Visa Debit Card purchases settle. Settlement usually happens the day after the purchase. 

Exclusions and Blocked Codes

Some categories of purchases are excluded from rewards or blocked from transacting. The list is subject to change by CoinZoom at its sole discretion at any time. The following tables show a list of commonly excluded and blocked MCC codes.


Excluded Merchant Category CodesDescription
4829Wire Transfer Money Orders (Non-Financial Institutions)
6010Financial Institutions Manual Cash Disbursements
6011Financial Institutions Automated Cash Disbursements
6012
Financial Institutions (Merchandise and Services)
6051Non-Financial Institutions (Foreign Currency, Money Orders (not wire transfer), Travelers Cheques)
6211
Security Brokers/Dealers
6540Stored Value Card Purchase/Load
9211Court Costs (including alimony and child support)
9311Tax Payments


Blocked Merchant Category CodesDescription
7297Massage Parlors
7800Government Owned Lottery
7801Government-licensed casinos and online gambling
7802Government Licensed Horse/Dog Racing
7995Betting (including lottery tickets, chips at a casino, off-track betting, and wagers)
9406Government-owned Lottery - Canada Region Only
9754Gambling-Horse Racing Dog Racing
9999MCC Invalid


Note: The CoinZoom International Visa Crypto Debit card and the Prime program are not available in certain areas due to local regulations. Additionally, purchases made with your CoinZoom Visa Card under certain Merchant Category Codes (MCC) will not earn crypto rewards, regardless of your location. The most up-to-date list of excluded purchase types are on this web page: https://www.coinzoom.com/cards/ (scroll down to Terms and Conditions), which overrules any discrepancies on this page.

Related Web Page: https://www.coinzoom.com/cards/ (scroll down to Terms and Conditions)