In order to spend with your CoinZoom Crypto Debit card, you must choose which currency to draw from each time you use your card. You can change it on-the-fly in your app at any time. When your card is first activated, the default spend currency is USD if it has an available balance. Otherwise another currency with a balance in it will be automatically selected.


An available balance means that the funds can be withdrawn immediately. Please see this article for details

Mobile App

Go to the Spend tab and tap on the drop-down at the top of the screen. All of your eligible currencies will show here. 

Choose USD or any other crypto with a positive balance to use as your spend currency.

Web App

You can configure your spend currency in the Spend Wallet.  


1. Sign in to your CoinZoom Account at trade.coinzoom.com

2. Click on Portfolio -> Spend Wallet.

3. Click the drop-down box under "Your card will spend"

4. Click which of the options listed you want to spend

5. Make sure that what you chose is now listed in the box.

Choose USD or any other crypto with a positive balance to use as your spend currency.

Spend Wallet Tip

Each card transaction, triggers a sell order of enough coins in the Spend Wallet to cover the purchase amount in USD. This is a market order that is instantly filled. Best practice for choosing a Spend Wallet is to select a coin that has a high amount of buy and sell activity (liquidity). If there is little buying activity on the coin, the sale could be significantly different from the expected value. 


To help with this, CoinZoom automatically places a 10% limit on the sell request to help keep it closer in line with the current market price. But if a coin has very low buy/sell activity, the order could still be filled at an unexpectedly low price.