Use your CoinZoom Visa Card and instantly convert crypto to fiat, allowing global purchases at +53M locations.


See this web page for additional information about the CoinZoom Visa Debit card:  

See this article for instructions on ordering a CoinZoom Visa Debit card. 

Using the Card

In order to use the CoinZoom Visa card, go into your CoinZoom Portfolio and choose the crypto wallet you want your purchases to use. Once you've chosen the wallet, the card will automatically convert the crypto at the point of sale at any merchant or any ATM that accept the card.  

When you swipe the card our system will confirm that there is enough available funds in the wallet to pay for the amount requested. If there's enough available funds then the transaction will be approved. As the transaction is approved CoinZoom creates a market order for the amount of coin in the designated wallet to cover the purchase.

If there are not enough funds in the designated wallet, the transaction will be denied and you'll need to choose another crypto. 


For some purchases, like at a restaurant where a tip is often added to the bill after the transaction is approved, the tip amount may not show on the customer's account until the next day.


When swiping your CoinZoom Visa Debit Card at many locations the merchant requests authorization for a specified fiat amount. If you were to purchase a five dollar cup of coffee, for example, they would request five dollars. If you had enough value in your crypto wallets CoinZoom would authorize that purchase and initiate a market order for the amount of crypto to satisfy the payment.

But sometimes the merchant isn't sure how much the final purchase will be, so they request a "pre-authorization" for an additional dollar amount. For example, gas pump transaction may request a "pre-authorization" for $80.00 even though you might only be buying $30. After you finish pumping gas a "completion transaction" message is sent to CoinZoom with the actual amount to charge and CoinZoom makes the charge based on the actual amount sent. Keep in mind that a pre-authorization may take up to a day to fully resolve.

Preauthorizations usually happen at gas stations, hotels and rental car agencies.

International Currency Conversion

Visa automatically converts the currency when using a CoinZoom Visa Debit card to pay USD for an international purchase made in a different currency (EURO for example). 

You can find the conversion rates on Visa's site here: