Gift card, such as American Express gift cards are excluded from cash rewards back.


Thee are no Cash Rewards Back for gift card purchases.


Card Rewards Back: Cardholders will receive 1% – 5% in Card Rewards (ZOOM tokens) for qualifying purchases, depending on the number of ZOOM tokens they maintain in their accounts at the time of each purchase. Qualifying purchases exclude MCC Code 6011 (ATM Transactions), and MCC Code 6012 (Financial Institutions Payments).